Last week I visited my friend at her new place and she talked about house insurances and even equote life insurance. I think we are paying a lot of insurances that it is not important. I will try soon to reduce them soon that I can have a little savings too. Anyway, her place is much better now and it is just near her work. She can just walk everyday and that is also a lot of savings for gasoline. She is very happy with her new flat now.